The cost of insurance has gone up drastically in the past few years, thanks to natural disasters like tornadoes, floods, high winds, and assorted weather.
A number of factors have contributed to the rise of premiums especially in certain geographic areas like the plains states, and those states hard hit by coastal disruptions (like Hurricane Katrina.) Also because business costs have gone up significantly, costs have risen for insurers. Some locations, in fact, it is nearly impossible to find mold insurance.
There has been significant study of mold, but there are mold experts on both sides of the fence. Some experts work for insurers, and some experts work for property owners. In academia, public health agencies and government organizations everyone has an agenda, so whenever you are taking mold advice, look carefully not just at the source, but who’s paying them.