Hurricane season damage totaled over $29 billion. Three hurricanes in 2008 cost the Texas insurance industry nearly $1.4 billion. For every dollar the state’s insurance industry took in in 2008, it paid out $1.65. In fact, the state has put up a page explaining how to file mold claims.
One of its first “rules” is to “make sure you understand what losses are covered under your policy. If you’re not sure, ask your agent or an insurance company representative for an explanation.”